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Residential Financing

River City Film is dedicated to helping homeowners enhance their living spaces with our flexible financing options. We know that home improvements can be a significant investment, so we've partnered with trusted financial institutions to offer convenient payment plans designed to fit your budget. Whether you're looking to upgrade your windows, add privacy, or improve energy efficiency, our financing solutions make it easier for you to achieve your goals. Enjoy peace of mind and quality service with our customer-focused financing options. Contact us today to learn more about our financing programs and start planning your home improvement project.

Deferred INterest

With deferred interest promotions, interest accrues on your purchase from the date of the transaction but is only charged if you don't pay off the balance within the promotional period.

For example, if you have a "No Interest if Paid in Full Within 6 Months" offer, interest will be charged on any remaining balance if it's not paid off within those 6 months.

  • Promotional Period Length: 6 Months

    Interest Rate: 0% if Paid in Full within Promo Period. If not, 26.99% accrual interest will start to incur on the remaining total owed.

    Min. Monthly Payment Factor: 2.50%

    Minimum Purchase: $1000

  • Promotional Period Length: 12 Months

    Interest Rate: 0% if Paid in Full within Promo Period. If not, 26.99% accrual interest will start to incur on the remaining total owed.

    Min. Monthly Payment Factor: 2.50%

    Minimum Purchase: $1000

Fixed Payments

  • Promotional Period: Depends on $ paid in monthly

    Interest Rate: 9.99% APR

    Min. Monthly Payment Factor: 1.25%

    Minimum Purchase Amount = $1000

  • Promotional Period: Depends on $ paid in monthly

    Interest Rate: 5.99% APR

    Min. Monthly Payment Factor: 3.00%

    Minimum Purchase Amount = $1000

Fixed payments mean you pay a set amount each month until the balance is paid off. This can be helpful for budgeting because you know exactly how much you need to pay each month.

For Example, if you have a Total Balance of $5000 to pay and your minimum payment factor is 1.25% you must pay at least $62.50/month. however, you can pay more than the minimum each month and pay less APR over time.

Equal Monthly Payments

With equal monthly payments, the total amount of your purchase is divided by the number of months in the promotional period, and you pay that amount each month.

For example, if you have a $3600 purchase with a 36-month promotional period, you would pay $100 each month interest free.

  • Promotional Period: 25 Months

    Interest Rate: 0% up to 25 months or until paid in full. If not paid in full within 25 months, 26.99% APR applied to remaining balance from date of purchase.

    Min. Monthly Payment Factor: 4%

    Minimum Purchase Amount = $1000

  • Promotional Period: 25 Months

    Interest Rate: 0% up to 36 months or until paid in full. If not paid in full within 36 months, 26.99% APR applied to remaining balance from date of purchase.

    Min. Monthly Payment Factor: 2.78%

    Minimum Purchase Amount = $1000

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